A few weeks ago Melissa and I went and saw Dave Ramsey in Grand Rapids. This is the third time we have seen him live. But we haven’t read his books or went to FPU (Financial peace university). After the first time we started working on our budget and debt, in our own speed and own way. Well we have been able to pay off all but two debts (college and the RAV4) its taken way longer than it should have. So In April we will be attending FPU and kicking these last two debts to the curb. Then it will be on to baby step 3 🙂
Wish us look and I’ll update the site on our progress. We did a budget this month, but it wasn’t a REALLY tight one, we cut back but not a lot, maybe once we start the class we’ll see other ways to cut back. Right now it looks like it will be about 24 months before we have both debts paid off. I’ve been downloading Dave’s podcast and we listen to it during dinner. Why are we waiting until April to start? Well I have training this month for Sharepoint and its in Vegas. Melissa’s coming with me and we had this planned and paid for before we decided to go to see Dave Ramsey again.